This savings product is designed to attract deposits from Businesses with high credit turnover and high transactional needs. It is aimed at growing the bank’s deposit base and reducing the bank’s cost of funds.

What you must know

• Free monthly electronic statements
• Quarterly interest payment at 6%
• Safe way to build up funds to achieve goals
• Deposits can be made via a direct debit to give convenience

You can use this as a pure savings account or use it to do your basic business banking transactions, whichever way, you earn interest.
What you get

• More interest on your balance
• Easy access to your funds
• No monthly service fee
• Free mobile and internet banking

What to bring when you apply

Absa accountholders

• Two passport photos
• Proof of address (if previous address has changed)
• National ID card (or passport for non-Ghanaians)

Non-Absa accountholders

• Two passport photos
• Proof of address (utility bill or introduction by Absa customer)

This savings product is designed to attract deposits from Businesses with high credit turnover and high transactional needs. It is aimed at growing the bank’s deposit base and reducing the bank’s cost of funds.

What you must know

• Instant Transaction Alert
• Easy access to funds 24/7 via any GH-linked ATM
• Ability to issue cheques for third party withdrawals
• Secure way to build funds

If you want to save for yourself or your family’s future, open a GCB Savings Account. Start earning interest on your balance and watch your savings grow. A Savings Account can be opened by any individual, entrepreneur, society, club, trader, business or corporation.

Key account benefits

• One passport-sized photograph.
• Valid photo identity (Passport /Driver’s License / Voter ID).
• Proof of residential and postal address (any of the following):
• Utility bill
• Tenancy agreement
• Employer’s reference letter
• Initial minimum balance to be maintained at all times.

When you are running a small to medium business, you want your banking to be quick and easy. It is with GCB. We add value to your hard work by providing comprehensive banking support, whether you are just getting started or have a well established business that needs some extra help.

What you get

• Current, savings, deposit and foreign exchange accounts.
• Business debit card.
• Short to medium term loans and overdraft facilities.
• Bulk cash collection.
• Payroll solutions.
• Import and export finance.
• Letters of credit.
• Bills for collection.
• Fast and easy local and international money transfer and remittance.
• Business development and advisory services.
• Insurance solutions.
• Bonds and Guarantees.
• Corporate internet banking.

Personal business relationships

Our business development staff are trained professionals, dedicated to making your business run better. In addition to providing business and financial advice tailored to your growth plans, they can also help liaise with:

• Training and support agencies
• Organise training programmes, workshops and seminars
• Offer services on stock and credit control mechanisms
• Budgetary and costing procedures
• Lending borrowing and treasury rates
• Payroll
• And more!

A business account that offers attractive interest rate, ideal for business with excess funds

Benefits

• Get Free unlimited access to your account anywhere through Straight2Bank
• Enjoy preferential Pricing on transactions charges via Straight2Bank
• Earn High interest on depositInitial Opening Balance: Initial opening balance of GHS4,000.
  Cheque Book: Customized cheque book.
• Tighter Security And Control: Gain more security and control over your transactions and processes.
• Free Online Banking Services: Free eStatements, online banking facility and E-Alerts on your account.

A Business Savings Account allows businesses to save surplus funds at competitive rates.

What you need to know

• Minimum opening deposit of only GHS200
• Minimum balance to earn interest is GHS500

What you get

• Investment not tied to a fixed period
• Competitive interest rates
• May be used to secure loans and overdrafts.

How to get it

• Be a registered business in Ghana – enterprise, limited liability company, society/club/association, partnership or sole proprietor
• Business registration documents
• Proof of identity of directors/shareholders/owner/partners
• Proof of business address.