A savings account to nurture savings behavior in minors up to the age of 17 and provides guardians with a financial management tool.

Features

• Interest rate of 3% per annum
• Minimum initial deposit of GHC 100
• Minimum monthly deposit of GHC 10
• Free standing orders to be set up (from Zenith accounts) to build up funds

Benefits

• Ease of making payments to third parties
• Mobile money wallet linkage
• Free internet banking service and e-statement

Requirments

• Competitive rate
• Free internet banking and e-statements.
• Savings may be held as security for loans to Guardians.
• Encourages early savings behaviour in minors
• Participation in outdoor events such as the Zenith
• Health Walk and children’s parties
• Branded gifts for accounts opened with more than GHS100 in a deposit

Saving for your child’s future just got easier with ZECA Plus, a savings account for children between 0-17 years.

Features

• Interest rate of 3% per annum
• Minimum initial deposit of GHC 500
• Minimum monthly deposit of GHC 50
• Free standing orders (from Zenith accounts) to build up funds
• Quarterly withdrawals allowed (Up to 4 withdrawals a year) including standing orders.

Benefits

• Competitive rates
• Free internet banking and e-statements.
• Free standing order/bank drafts to pay school fees.
• Participation in outdoor events such as the Zenith Health Walk and children’s parties.
• Branded gifts for accounts opened with more than GHS500 in a deposit.

Requirments

• Competitive rate
• Free internet banking and e-statements.
• Savings may be held as security for loans to Guardians.
• Encourages early savings behaviour in minors
• Participation in outdoor events such as the Zenith
• Health Walk and children’s parties
• Branded gifts for accounts opened with more than GHS100 in a deposit

A special Savings Account that has a cheque facility suited for business owners and salaried workers

Benefits

• Enjoy great multi-tiered interest rates calculated daily and credited monthly
• Enjoy zero monthly service fees
• 24/7 access to your account through online and mobile banking

Features

• You receive free eStatements daily, weekly or monthly depending on your preference.
• Enjoy a wide range of Visa Card products that allow for point of sale (POS) and online transactions worldwide.
• You get a cheque book with this savings account and have maximum of 2 withdrawals over the counter per month.
• Initial account opening balance of GHS1,000 and minimum account operating balance of GHS500.

Savings Interest Rates

Eligibility & Documents

• Application Eligibility
  • Minimum 18 years old
• Documents Required
  • Mandatory supporting documents
  • Original National ID or valid passport
  • SC Mobile: A Portrait Selfie
  • In-Branch: One passport size photograph

A savings account that helps you build funds for your children till they attain age 18

Benefits

• Enjoy great multi-tiered interest rates calculated daily and credited monthly
• Enjoy zero monthly service fees
• 24/7 access to your account through online and mobile banking

Features

• You receive free eStatements daily, weekly or monthly depending on your preference.
• To encourage savings and minimize withdrawal of your child’s savings.
• Initial account opening balance of GHS200 and minimum account operating balance of GHS100.
• Maximum of 2 withdrawals per year and no ATM card issued on this account.

Savings Interest Rates

Eligibility & Documents

• Application Eligibility
  • Minimum 18 years old
• Documents Required
  • Mandatory supporting documents
  • Original National ID or valid passport
  • SC Mobile: A Portrait Selfie
  • In-Branch: One passport size photograph

Earn interest on this unique savings account whiles having the freedom to conveniently transact on it

Benefits

• Enjoy great multi-tiered interest rates calculated daily and credited monthly
• Enjoy zero monthly service fees
• 24/7 access to your account through online and mobile banking

Features

• You receive free eStatements daily, weekly or monthly depending on your preference.
• Enjoy a wide range of Visa Card products that allow for point of sale (POS) and online transactions worldwide.
• You get a Cash Withdrawal Book with this savings account and have a maximum of 4 withdrawals over the counter per month.
• Initial account opening balance of GHS100 and minimum account operating balance of GHS100.

Savings Interest Rates

• Application Eligibility
  • Minimum 18 years old
• Documents Required
  • Mandatory supporting documents
  • Original National ID or valid passport
  • SC Mobile: A Portrait Selfie
  • In-Branch: One passport size photograph

Our Private Banking offering is designed around quality banking and wealth advisory services, giving you the attention you deserve

What you should know

• Minimum Net Monthly Income: GHS 10,000
• Minimum Account Balance: GHS 50
• Minimum Opening Deposit: GHS 50

Benefits and Key Features

• A truly dedicated Private Banker who will be the primary contact on the account
• A dedicated transactional banker
• VISA Verified Platinum Debit card
  24/7 self-service banking
• Exclusive Private Banking suite
• Dedicated teller for local and foreign exchange transactions
• Extended banking hours
• Pre-approved overdraft of GHS4,000
• Personal unsecured loan of up to GHS200,000
• Maximum ATM withdrawal limit of GHS10,000 per day
• Unlimited POS limits dependent on balance
• A fast-turnaround time of 48 hours for personal loans
• Preferential pricing on forex and interest rates
• Exclusive networking privileges
• Zero management fee for Current Account balances above GHS50,000

How to get it

• Visit the nearest branch with the following documents:
  • Proof of identity (valid Voter’s ID Card, driver’s licence or passport)
  • Two passport-size photographs
  • Proof of address – a utility bill less than three months old
• What you’ll need
  • You have to be at least 18 years
  • You can be a salaried worker or self-employed
  • Be a resident or non-resident Ghanaian, or resident non-Ghanaian with a valid residence permit

Executive Banking is a comprehensive banking package which seeks to meet your need for convenient solutions and benefits

What you should know

• Minimum Net Monthly Income: GHS 10,000
• Minimum Account Balance: GHS 50
• Minimum Opening Deposit: GHS 50

Benefits and Key Features

• Access to higher limits on Unsecured Personal Loans
• Vacant land financing
• Membership recognition through invitations to special Stanbic sponsored events
• International /online payment access through the Gold Visa Card
• Exclusively branded cheque book
• Special Lifestyle Privileges and discounts at our preferred partner locations
• Relationship Banking through dedicated Executive Banker
• Executive Banking service areas in select branches: Accra Main, Stanbic Heights, East Legon, Tema Industrial, University of Ghana-Legon, Kumasi, Takoradi, Dansoman and Spintex
• Preferential Service through the Priority Teller
• Hospital Cash Cover: cash back of GHS100 per day for 180 days (Only covers hospitalization due to an accident)
• Travel Insurance Cover of up to 45,000 Euros
• Income Protection cover of GHS 4,500, paid in 3 installments for 3 months
• Personal Loans of up to GHS90,000

How to get it

• Visit any Stanbic Bank branch
• Send us an email and an Executive Banker will call you back
• What you’ll need
  • Have a net salary range of GHS 3,500 to GHS 9,999 or
  • Maintain an annual net credit turnover above GHS40,000 or
  • Maintain a minimum investment of GHS 25,000

Enjoy the full benefits of the Achiever Banking proposition for a bundled monthly fee, with a secure and convenient way to carry out banking activities

What you should know

• Minimum Net Monthly Income: GHS 700
• Minimum Account Balance: GHS 50
• Minimum Opening Deposit: GHS 50

Benefits and Key Features

• Get free SMS alerts for transactions carried out on your account.
• Sign up for free Internet banking
• Free inter-account transfers
• Free POS/Online
• Free electronic statement
• Free Mobile Banking
• Free Visa Card
• Free first Cheque Book (50 pages)
• Free ATM withdrawal on SBG ATMs
• 24hr TAT for an Achiever Loan
• Paperless Account Origination
• Up to GHS 18,000 Hospitalization Support 3-month retrenchment cushion of Up to GHS 3,000

How to get it

• Visit the nearest branch with the following documents:
  • Proof of identity (valid Voter’s ID Card, driver’s licence or passport)
  • Two passport-size photographs
  • Proof of address – a utility bill less than three months old
• What you’ll need
  • You have to be at least 18 years
  • You can be a salaried worker or self-employed
  • Be a resident or non-resident Ghanaian, or resident non-Ghanaian with a valid residence permit

For a minimal service fee, you can enjoy the benefits of the Achiever PAY AS YOU GO, offering a secure and convenient way to carry out banking activities

What you should know

• Minimum Net Monthly Income: GHS 700
• Minimum Account Balance: GHS 50
• Minimum Opening Deposit: GHS 50

Benefits and Key Features

• Get free SMS alerts for transactions carried out on your account.
• Sign up for free Internet banking
• Free inter-account transfers
• Free POS/Online
• Free electronic statement
• Free Mobile Banking
• Free Visa Card
• Free first Cheque Book (50 pages)
• Free ATM withdrawal on SBG ATMs
• 24hr TAT for an Achiever Loan
• Paperless Account Origination
• Up to GHS 18,000 Hospitalization Support 3-month retrenchment cushion of Up to GHS 3,000

How to get it

• Visit the nearest branch with the following documents:
  • Proof of identity (valid Voter’s ID Card, driver’s licence or passport)
  • Two passport-size photographs
  • Proof of address – a utility bill less than three months old
• What you’ll need
  • You have to be at least 18 years
  • You can be a salaried worker or self-employed
  • Be a resident or non-resident Ghanaian, or resident non-Ghanaian with a valid residence permit

This account is available to individuals 18-years and older and offers a secure and attractive method of saving funds at a competitive rate.

Key Features

• No minimum operating balance
• No monthly charges
• Mobile money wallet linkage
• Electronic banking services such as Z-Prompt, E- statement and internet banking are available on this account including VISA, MasterCard and EazyPay ATM cards.

Benefits

• Ease of accessing cash
• Competitive interest rate
• No restriction on withdrawals
• Free internet banking service and e-statement

Requirements

• Account opening form duly filled
• 2 passport-sized pictures,(name & signature on reverse)
• A valid national ID &Tin certificate (Passport/ Driver’s licence /Voter’s ID/NIA card/SSNIT card)
  Residence permit & non-citizen card (where applicable)
• Employer introductory letter (where applicable)
• Utility bill (not older than six months)
• Mandatory initial deposit

This account is available to customers 18-years and older and offers a secure, attractive method of saving funds at a competitive rate, while at the same time allowing for immediate access to funds via our in-house cheque clearance system.

Features

• No minimum operating balance
• Flexibility of third party cash withdrawals
• Competitive interest rate
• Mobile money wallet linkage
• Electronic banking services such as Z-Prompt, E- statement and Internet banking are available on this account including VISA, MasterCard and EazyPay ATM cards

Benefits

• Flexibility of third party cash withdrawals
• Competitive interest rate
• No restriction on withdrawals
• Free internet banking service and e-statement

Requirments

• Account opening form duly filled
• 2 passport-sized pictures,(name & signature on reverse)
• A valid national ID &Tin certificate (Passport/ Driver’s licence /Voter’s ID/NIA card/SSNIT card)
  Residence permit & non-citizen card (where applicable)
• Employer introductory letter (where applicable)
• Utility bill (not older than six months)
• Mandatory initial deposit

Do you want to enjoy good future value for your money invested today? Then take advantage of ADB savings account. We offer a wide array of products from call account to a fixed deposit at competitive interest-yielding rate.

Features and benefits:

• Attractive interest rates
• Very affordable initial deposits
• Flexibility of transactions
• Daily interest calculated
• Fixed deposit with roll over options
• Availability of ATM facilities.
• No Limit to withdrawals
• Minimum available balance
• Standing order instructions
• Savings withdrawal books

Our Premier Bonus Savings Account can help you build your financial future successfully.

What you need to know

• A 6-month waiting period after first salary is paid into account
• A 24-month waiting period for all contract or non-permanent staff

Benefits

• Free travel insurance cover of up to GHS300,000 for 91 days anytime you travel
• Unsecured Premier loans up to a limit of GHS280,000 for a maximum tenor of 72 months
• Access to a cash-secured overdraft of up to 90% of your holdings with us or GBP100,000
• Access to exclusive mortgage at a preferential rate, based on your income
• Credit cards up to a limit of GHS60,000
• Unsecured overdraft facilities available
• Access to Visa Platinum International debit cards
• Free Hospital cash back (double benefit if hospitalised outside Ghana)
• Free retrenchment cover* of 3 times your monthly salary up to a cap of GHS10,000
  • Claims should be reported to any Absa branch within 90 days of the retrenchment with the following:
    • National ID, and Staff ID where applicable
    • Letter of termination from the previous employer
    • Bank account statement or pay slip for the last 3 months prior to retrenchment

Get rewarded with a bonus payment on your interest earned. With our Bonus Savings Account you earn interest on tiered levels so, the more you deposit, the more you get back. Better yet, you can get a bonus payment on the earned interest – giving you even more incentive to save.

What you need to know

• The minimum operating balance is GHS50
• There are no maintenance fees

What you get

• Earn bonus interest if you forego withdrawals in any given month
• High return on savings
• Interest calculated daily and paid monthly
• Low-risk interest bearing account
• Simple way to accumulate funds for your goals
• Money kept safe for times you need it most
• The more you save, the more interest you earn
• Free deposits
• Free internet banking
• Free mobile banking

What to bring when you apply

Absa account holders

• National ID card (or passport for non-Ghanaians)
• Completed application form

Non-Absa account holders

• National ID card (or passport for non-Ghanaians)
• Proof of residence
• Two passport photos
• Completed application form

Target your saving goals with precision for the next 6 months to 5 years. Target your saving goals with precision – whether it’s for education, a special occasion or even a holiday. You can choose the term you want to save for and get the added benefit of insurance cover.

What you need to know

• Must have an existing primary account
• Minimum opening balance of GHS50
• Minimum monthly deposit of GHS50
• There are no maintenance fees

What you get

• Save towards a specific goal over 6 months to 5 years
• Insurance cover for permanent total disability and death
• Interest rates applicable will be tiered on balances held
• Low risk interest bearing account
• Simple way to accumulate funds for your goals
• Money kept safely for times you need it most
• The more you save, the more interest you earn
• Free deposits
• Free internet banking
• Free mobile banking

What to bring when you apply

Absa account holders

• National ID card (or passport for non-Ghanaians)
• Completed application form

Non-Absa account holders

• National ID card (or passport for non-Ghanaians)
• Proof of residence
• Two passport photos
• Completed application form

Ideal for students, this account comes with zero opening fees. Target your saving goals with precision – whether it’s for education, a special occasion or even a holiday. You can choose the term you want to save for and get the added benefit of insurance cover.

What you need to know

• The minimum operating balance is GHS0

What you get

• Free e-banking services
• Interest on balance
• International debit card
• No maintenance fees
• Ready to work guidance (job placement)

What to bring when you apply

• Student card
• Admission or introductory letter for school
• National ID card (or passport for non-Ghanaians)
• Address confirmation
• Completed application form

Get a head start with this savings account for children. Invest in their future by teaching them the value of saving right from the start.

What you need to know

• The minimum operating balance is GHS50
• There are no maintenance fees

What you get

• High return on your savings
• Interest calculated daily and paid monthly
• Monthly bonus interest
• Safe and secure

What to bring when you apply

For a child

• Original birth certificate

For the parent/guardian

• National ID card (or passport for non-Ghanaians)
• Address confirmation
• Copy of payslip or completed income declaration form

An instant access account to save on behalf of a child below 18 years. The account will be operated on behalf of the children/teens by parents/guardians who wish to nurture the habit of saving in their wards. This product is aimed at providing an opportunity for children to acquire the habit of saving for a brighter future.

What you get

• Security as it is saving towards the child’s future
• Higher Interest earned on Savings
• Discounts available at selected bookshops

This product is designed for individuals for a specific period aimed at building funds to meet specific goals e.g. weddings, engagements, school fees, holidays, medicals, etc.

What you get

• Deposits can be made via a direct debit to give convenience
• Higher interest rate offered than the standard savings rate
• Safe way to build up funds to achieve goals

Atlantic Save is a plain vanilla savings product that offers customers an avenue to operate a build-on reserve fund for future use.

What you get

• Convenient access to funds through any GH-link branded ATM
• Secure means of building funds
• Instant Transaction Notification

A hybrid interest bearing current and savings account targeted at individuals with high credit turnover and high transactional needs.

What you get

• Easy access to funds 24/7 via any GH-linked ATM
• Secure means of building funds
• Instant Transaction Alert

If you want to save for yourself or your family’s future, open a GCB Savings Account. Start earning interest on your balance and watch your savings grow. A Savings Account can be opened by any individual, entrepreneur, society, club, trader, business or corporation.

Key account benefits

• One passport-sized photograph.
• Valid photo identity (Passport /Driver’s License / Voter ID).
• Proof of residential and postal address (any of the following):
• Utility bill
• Tenancy agreement
• Employer’s reference letter
• Initial minimum balance to be maintained at all times.

If you want to save for yourself or your family’s future, open a GCB Savings Account. Start earning interest on your balance and watch your savings grow. A Savings Account can be opened by any individual, entrepreneur, society, club, trader, business or corporation.

What you should know

• The birth Certificate of the beneficiary should be included in the requirements.
• One passport-sized photograph.
• Valid photo identity (Passport /Driver’s License / Voter ID).
• Proof of residential and postal address (any of the following):
• Utility bill
• Tenancy agreement
• Employer’s reference letter
• Initial minimum balance to be maintained at all times.

If you want to save for yourself or your family’s future, open a GCB Savings Account. Start earning interest on your balance and watch your savings grow. A Savings Account can be opened by any individual, entrepreneur, society, club, trader, business or corporation.

What you should know

• A trust deed should be included.
• One passport-sized photograph.
• Valid photo identity (Passport /Driver’s License / Voter ID).
• Proof of residential and postal address (any of the following):
• Utility bill
• Tenancy agreement
• Employer’s reference letter
• Initial minimum balance to be maintained at all times.

This is an account opened for students in all educational institutions.

Features

• It is a current account
• No over-the-counter transactions
• Transactions are purely based on ATM, POS, Mobile
• Banking
• No cheque book issued
• Access to other e-products
• No minimum balance required
• Minimal Initial Deposit
• Non-interest bearing account

Benefits

• Cultivate the habit of savings
• Helps to manage funds
• Easy access to funds through alternate channels
• Free ReadyCash cards, Free Mobile Banking, Free Internet Banking
• No e-service charge

What required when you apply

• Valid photo identity (Passport /Driver’s License / Voter ID).
• Proof of residential and postal address (any of the following):
  • Utility bill
  • Tenancy agreement
  • Employer’s reference letter
• Initial minimum balance to be maintained at all times.

Do you want to experience an account which allows salary workers to conveniently receive their monthly salary with added benefits?

Features

• Account is operated by workers in government, public and private institutions
• Low account opening amount of GHS50.00 and operating balance of GH¢10.00

Benefits

• No limit to withdrawals
• Daily Credit interest accrual which is applied monthly
• Third party cheque withdrawals
• Easy access to ADB Personal Loan
• Easy access to funds across Ghana through any ADB Branch

Take total control of your finances whiles in school, get ADB student save account today.

Features

• A Savings account
• Initial account opening deposit of GH¢20.00
• Low interest bearing amount GH¢50.00
• Regularization of account after school
• ADB Quick cash for 24/7hrs
• Mandatory for the students’ save account to be opened by the customers at any ADB branch of their choice

Seeking the best investment for your child, choose ADB Mmofra account today.

Features & Benefits

• A Savings account
• Account to be opened and operated in trust for a child between the ages of 1 day and 18 years
• Initial account opening deposit of GH¢20.00
• Account can be used as collateral for a short term facility by the parents on any ADB asset products
• Parents/Guardians to establish a standing order from ADB or other banks
• Minimum monthly balance of GH¢50.00 attracts interest
• Maximum 3 withdrawals to coincide school calendar