Experience a highly personalized approach to business banking that offers creative financial solutions for your business. See what you require to open a Limited Liability Company account and start to enjoy banking solutions that mean business.

Requirments

• Account opening form duly filled
• 2 passport-sized pictures, (name & signature on reverse) of each signatory
• A valid national ID &Tin certificate for signatories/directors/shareholders (Passport/ Driver’s licence /Voter’s ID/NIA card/SSNIT card)
  Residence permit & non-citizen card (where applicable)
• Board resolution
• Company registration documents
• Utility bill (not older than six months)
• Industry licence &GIPC (where applicable)
• Mandatory initial deposit
  NB: Please be advised that where copies of original documents are provided, original documents must be sighted.

Doing business is a breeze when you have the right account. So get an account that offers solutions to help you reach your goals. By providing resources and offering advisory services we will help you along on this journey because we consider your small business a pretty big deal.

Requirments

• Account opening form duly filled
• 2 passport-sized pictures, (name & signature on reverse) of signatory
• A valid national ID &Tin certificate for signatory (Passport/ Driver’s licence /Voter’s ID/NIA card/SSNIT card)
• Registration documents
• Utility bill (not older than six months)
• Mandatory initial deposit
  NB: Please be advised that where copies of original documents are provided, original documents must be sighted.

When you join your college buddy or your second cousin to set up a business, a lot of things could get very complicated very fast. Your bank account should not be one of them. Our partnership accounts are simple and straightforward, enabling you focus on running your business.

Requirments

• Account opening form duly filled
• 2 passport-sized pictures, (name & signature on reverse) of each signatory
• A valid national ID &Tin certificate for signatories/partners (Passport/ Driver’s licence /Voter’s ID/NIA card/SSNIT card)
• Residence permit & non-citizen card (where applicable)
• Board resolution
• Company registration documents
• Utility bill (not older than six months)
• Industry licence & GIPC (where applicable)
• Mandatory initial deposit
  NB: Please be advised that where copies of original documents are provided, original documents must be sighted.

When your alma mater forms a registered association of old students, or your golfing pals decide to take the friendship to the next level, our accounts for Clubs, Societies and Associations will come in very handy indeed, with clearly defined reporting that keeps everyone in the know.

Benefits

• Investment account with sweep services and attractive interest rates. Investments include: One and two-way sweep Call accounts, Fixed deposits and Zenith Investment Plan Account (ZIPA).
• Free internet banking.
• Recon tool for a reconciliation of pledges, donations and standing orders.
• Zenith Bank will donate 1% of annual average deposits on Current/Call accounts only towards identified projects in the society.
• Access to a dedicated Relationship Manager.
• Business advisory services including investment portfolio management options.

Requirments

• Account opening form duly filled
• 2 passport-sized pictures, (name & signature on reverse) of each signatory
• A valid national ID &Tin certificate for signatories (Passport/ Driver’s licence /Voter’s ID/NIA card/SSNIT card)
• Residence permit & non-citizen card (where applicable)
• Constitution of the Society/Club/Association
• Introductory letter (where applicable)
• Utility bill for each signatory & where society operates (not older than six months)
• Mandatory initial deposit
• Please be advised that where copies of original documents are provided, original documents must be sighted.

Providing spiritual guidance and efficiently managing the administration of a church can seem like a daunting proposition without the right banking support. Our church accounts offer high level transaction processing capabilities and an available customized app to help members fully engage with their church.

Benefits

• Free cash pickups on Sundays.
• Access to loans at concessionary rates.
• Cash management services.
• Investment advisory service with account sweep facilities.

Requirments

• Account opening form duly filled
  2 passport-sized pictures, (name & signature on reverse) of each signatory
• A valid national ID &Tin certificate for signatories/directors (Passport/ Driver’s licence /Voter’s id/NIA card/SSNIT card)
• Board resolution
• Registration documents
• Utility bill (not older than six months)
• Mandatory initial deposit

With our Foreign exchange account, you’re guaranteed to transact on domestic and international markets, you can also mitigate risk and manage transaction opportunities.

What you get

What required when you apply

• To qualify for this account, you must have a current account

This is a non-interest bearing account which enables account holders to handle all their day-to-day banking transactions. This account can either be singular or joint.

What you get

• Enjoy full access to your account via eBanking suite
• Share your account with trusted family or business partners by signing up for a joint account
• Access to bank’s Salary Advance and other credit facilities

This product is a non-interest bearing demand-deposit account (DDA) for Corporate Organizations, SMEs, businesses in which funds deposited are payable on demand either in person or by presentation of a cheque by a third party, bank draft, direct debit or electronic fund transfer.

What you must know

• Access to e-banking products eg. SMS alerts, ATM services
• Cash collection services available
• Dedicated Relationship Manager
• Free monthly email statement

You do business with ease and gain from networking opportunities and international trips, as well as extended banking hours.

What you can expect

• Extended banking hours and access to dedicated suites.
• Access to our annual trade fair and international trips.

What you get

• Access to training and network opportunities
• Business network on international trips
• Access to our annual trade fair
• Access to a chequebook for your business
• Access to dedicated a dedicated relationship manager
• Free Access to Online Banking

What to bring when you apply

• Certificate of incorporation or certificate of compliance, if not locally incorporated
• Memorandum and articles of association
• Company TIN certificate
• Board resolution specifying the signing powers on the company letterhead sealed with the company seal
• Signed Absa account opening pack (sealed)

Limited liability companies

• National ID card (or passport for non-Ghanaians) for all directors and signatories
• 1 passport photo each for all the directors and signatories
• Proof of residential address for all directors and signatories
• Company physical address confirmation

Sole proprietorship

• Certificate of registration
• National ID card (or passport for non-Ghanaians)
• 1 passport photo of sole proprietor
• Signed Absa account opening pack (sealed)
• Proof of residential address for all directors and signatories
• Company physical address confirmation

You get all the business banking support you need, including cash handling solutions.

What you can expect

• Bulk cash collection and delivery, as well as on-site tellers.
• Flexibility to pay separately per transaction.

What you get

• Deposits and withdrawals can be made without prior notice.
• Get the full range of payment and collection instruments like cheques, international payments via SWIFT or domestic payment – ACH and or other payment switches.
• Access your account and make payments via our online banking portal.

What you need to know

• Non-interest bearing
• Instant-access bank account
• Account currency is both local and foreign

What to bring when you apply

Company documents

• Copy of certificate of incorporation
• Copy of certificate to commence business
• Copy of certificate of registration (where external)
• Copy of company regulations or articles of association
• Form 3 confirming registered office address
• Form 20 and 21 where a firm is registered as an external company
• Regulatory license or certificate (where necessary)

Signatories (to be provided for all signatories)

• ID document
• Address confirmation document
• Hometown
• Resident permit

Shareholders (shareholding of 10% or more shares)

• ID document
• Address confirmation document

Shareholders (shareholding above 10% where the company is subsidiary or holding)

• Copy of certificate of incorporation
• Shareholding structure and shareholders’ DOB profile
• ID of UBO (ultimate beneficiary owners)
• UBO address

Company directors (all directors and key controllers i.e. Chairman or CEO, CFO and COO)

• Name
• Date of birth
• Nationality
• Current country of residency
• Hometown
• ID number (passport or driver’s license)

Other documents

• Fully completed application pack
• Group structure or organogram
• Appointment of bankers and mandate to bank form
• Board resolution to open account
• Management and control structure

It’s affordable and tailored for your international business needs and you can transfer money to your preferred destination quickly and safely.

What you get

• Deposits and withdrawals can be made without prior notice.
• Get the full range of payment and collection instruments like cheques, international payments via SWIFT or domestic payment – ACH and other payment switches.
• Access your account and make payments via our online banking portal.

What you need to know

• Non-interest bearing
• Chequebooks issued
• Can receive only offshore foreign currency funds

What to bring when you apply

• To qualify for this account, you must have a current account.

The future of work is changing and small and medium-sized enterprises hold the key to employment avenues. Ghana has a developing start-up ecosystem in need of support (market access, finance, mentorship and visibility). Our StartUp solution offers new business owners an exciting opportunity to partner with a progressive, forward-looking financial partner with a heart for start-ups. That’s how we help you to get things done.

What you get

• Mentors in the industry will coach entrepreneurs on having a good business plan, accessing finance and packaging, marketing and selling their products.
• We will connect entrepreneurs to our wide database of customers excelling in their various disciplines.

What you need to know

• Zero transaction costs
• Free transactions on digital channels
• Free local transfers
• Access to enterprise business solution services
• A dedicated relationship manager
• Networking opportunities
• Capacity building opportunities
• Must be Ghanaian-owned start-up business
• Must be registered for less than 3 years
• Must be engaged in production of goods/services

What to bring when you apply

• Pick up an account opening form from any Absa Bank branch, complete and submit to the branch/relationship manager and we will contact you.

Now there’s a business banking solution designed for women entrepreneurs that goes beyond banking. Absa Emerge gives you access to expert business advice, exclusive networking opportunities, lower interest rates on loans and COT free banking and exciting lifestyle benefits that help you balance your busy life.
That’s Africanacity. That’s Absa.

What you need to know

Platinum

• COT free banking
• Unsecured loan up to GHC500,000
• 1.5% discounts on credit facility
• Dedicated Relationship Manager
• Access to Prestige Centres and Premier Suites
• Free financial and business advisory services
• International travel opportunities
• Access to business seminars and networking events
• Free executive business training
• Free health education and screening
• Access to health related networking events
• Access to Absa Fitness Centre
• Free children boot camp programs
• Discounted offers from partners:
  -Beauty and Health
  -Hospitality
  -Travel and tourism

Gold

• COT free banking
• Unsecured loan up to GHC500,000
• 1% discounts on credit facility
• Dedicated Relationship Manager
• Free business training and education
• Free business mentorship
• Free financial and business advisory services
• International travel opportunities
• Access to business seminars and networking events
• Free health education and screening
• Access to health related networking events
• Free children boot camp programs
• Access to Prestige Centres and Premier Suites
• Discounted offers from partners:
  -Beauty and Health
  -Hospitality
  -Travel and tourism

Sliver

• COT free banking
• Unsecured loan up to GHC500,000
• 0.5% discounts on credit facility
• Dedicated Relationship Manager
• Free business training and education
• Free business mentorship
• Free financial and business advisory services
• Access to business seminars and networking events
• Free health education and screening
• Access to health related networking events
• Free children boot camp program
• Discounted offers from partners:
  -Beauty and Health
  -Hospitality
  -Travel and tourism

A business account that offers attractive interest rate, ideal for business with excess funds

Benefits

• Get Free unlimited access to your account anywhere through Straight2Bank
• Enjoy preferential Pricing on transactions charges via Straight2Bank
• Available in Multiple currencies such as GHS, USD, GBP and Euro

Features

• Dedicated Specialist: A dedicated relationship manager to support to build your business.
• Tighter Security: Gain more security of funds for lost/stolen cheques through stop payments.
• Straight2Bank: Online banking platform designed for all your business transactional needs. Straight2Bank internet banking offered on request.
• Minimum Account Opening Balance: Minimum account opening balance of GHS4,000.
  Cheque Book: Operated by use of cheques.
• Monthly Service Fees: Subject to monthly service fee.
  Ease Of Operating Account: Account holders can appoint known agents to operate account.
• Flexible Payment Options: Ease of payments by use of cheques and standing orders and receiving payments through account.

Manage your business more efficiently with the Ecobank Business Account which comes with a bundle of digital solutions to suit your unique business needs.

Features

• EcobankPay – for fast, cashless QR code payments
• Omni Lite – online banking made for businesses
• Google My Business – which gives you a FREE website and optimises your online profile – making it easy to connect with customers

Then choose a tailor-made banking pack to access more services designed for your type of business

Required documents

To apply for the Ecobank Business Account, you will be required to upload the following documents:

• Identification documents
  • International Passport
  • National ID
  • Proof of Residence
• Customer Photos
  • Personal Photo / Selfie
• Business
  • Certificate of Residence

We deliver an end to end holistic offering/solutions through thorough understanding of your business underpinned by a strong relationship team and product & services specialist support respectively. Our Transactional account gives you access to a wide range of banking services and value added features.

Transactional Banking Services

• Manufacturing
• Trader Financing
• LC/BC
• Bank Guarantee
• Telegraphic Transfers

Liquidity Management

• Contract Financing
• LPO
• IDF
• BDC
• Stock
• Distributor

Growth Financing

• Fixed Assets
• Property

Local and International Trade

• Manufacturing
• Trader Financing
• LC/BC
• Bank Guarantee
• Telegraphic Transfers

Stanbic Bank Enterprise Banking is your business financial partner in every new step on your business journey to success. We recognise you as a skilled and highly accomplished individual and we acknowledge your need for bespoke banking solutions and tailor-made packages, in the constant pursuit of your great idea or venture and making your Business, more secured. Our transactional account gives you access to a wide range of banking services and value-added features.

What you get

• Enterprise Direct - A virtual banking solution for businesses, with our team of dedicated business bankers are just a call away. This is a unique offering that provides you with simple convenient access to engage a Business Banker on your banking needs while you focus on running your business. Enterprise Direct is available from Monday to Friday, 08:00am to 07:00pm.
• Enterprise Online - A new online banking solution designed specifically to meet our business customers transacting needs. It provides customers the ability to transact on their business accounts online anywhere 24/7.
• Business Online - Manage all your enterprise banking on this standalone, secure platform. From simple transactions and transfers, to local and cross-border trade deals and forex payments, you have full control over how you handle your finances.
• Access to all your bank accounts anywhere in the world, 24 hours a day, seven days a week
• Highly secure online banking platform - Assign different levels of authorisation to your staff, setting access and limits accordingly
• Seamless inter-bank and intra-bank transfers
• Pay instantly or future-date your payments for up to 90 days