Our Current Account makes your everyday transactions easier than ever. Plus, you will enjoy a range of benefits including international services, savings, personal loans and more.

What you get

• 24-hour access to your current account
• Convenient bills payment
• Debit card
• Chequebook available
• No minimum bank account balance
• Do your banking from any device
• Track account activity anytime, anywhere
• Easily pay your bills online
• Transfer or send money quickly
• Access to credit and loan facilities
• Great interest rates and competitive limits
• Transact at any local post office, Absa branch or ATM
• Swipe at any VISA outlet

What to bring when you apply

• Two passport-sized photographs
• National ID (excluding NHIS) or valid passport for foreigners
• Proof of residence i.e.  Recent utility bill, tenancy agreement, local government rate document, bank statement or passbook containing current address etc.
• Resident permit (applicable to foreigners residing in Ghana)
• Work permit (applicable to foreigners working in Ghana)
• Tax identity number

For a flat monthly fee, the Ultimate Account gives you access to bundled services, retrenchment insurance cover and the convenience of mobile banking.

What you need to know

• Account has a flat monthly fee of GHS27.50

What you get

• Bundled transactions and services for a flat monthly fee
• Free International Visa Debit Card
• Hospital cash back insurance up to GHS10,800 (GHS60 per day for max 180 days spent in hospital)*
• Embedded funeral insurance with up to GHS1,800 cover for 6 people (GHS300 payout per person)*
• Retrenchment insurance cover of 3 times your monthly salary up to a cap of GHS10,000*
• One free external standing order
• One free salary credit per month
• Free chequebook (25 leaflets)
• Access to credit and loan facilities
• Transact at any local post office, Absa branch or ATM
• Free mobile banking
• Free Internet banking
• Free SMS alerts
• Free eStatement
• Salary advance or overdraft

What to bring when you apply

• Two passport-sized photographs
• National ID (excluding NHIS) or valid passport for foreigners
• Proof of residence i.e.  recent utility bill, tenancy agreement, local government rate document, bank statement or passbook containing current address etc.
• Resident permit (applicable to foreigners residing in Ghana)
• Work permit (applicable to foreigners working in Ghana)
• Tax identity number

Banking with distinction, the Prestige Account offers preferential treatment, upgraded Prestige Banking benefits, portfolio management and exclusive centres.

What you need to know
The monthly membership fee is GHS40

What you get

• Exclusive treatment
• Portfolio managers
• Extended banking hours
• Priority access to exclusive service centres
• Lower interest on loans
• Better savings and investment rates
• Prestige card
• Free mobile banking
• Free SMS alerts
• Free Internet banking
• Free ATM withdrawals
• Free bill payments
• No deposit fees
• Free chequebook
• Free salary retrenchment cover
• Bank from any device
• Track account activity anytime, anywhere
• Easily pay your bills online
• Transfer or send money quickly
• Access to credit and loan facilities
• Transact at any Absa branch or ATM
• Swipe at any VISA outlet

What to bring when you apply

• Two passport-sized photographs
• National ID (excluding NHIS) or valid passport for foreigners
• Proof of residence i.e.  Recent utility bill, tenancy agreement, local government rate document, bank statement or passbook containing current address etc.
• Resident permit (applicable to foreigners residing in Ghana)
• Work permit (applicable to foreigners working in Ghana)
• Tax identity number

Enjoy the convenience of a Premier Banking Current Account for your everyday banking transactions.

What you need to know

• A 6-month waiting period after first salary is paid into account
• A 24-month waiting period for all contract or non-permanent staff

Benefits

• Free travel insurance cover of up to GHS300,000 for 91 days anytime you travel
• Unsecured Premier loans up to a limit of GHS280,000 for a maximum tenor of 72 months
• Access to a cash-secured overdraft of up to 90% of your holdings with us or GBP100,000
• Access to exclusive mortgage at a preferential rate, based on your income
• Credit cards up to a limit of GHS60,000
• Unsecured overdraft facilities available
• Access to Visa Platinum International debit cards
• Free Hospital cash back (double benefit if hospitalised outside Ghana)
• Free retrenchment cover* of 3 times your monthly salary up to a cap of GHS10,000
  • Claims should be reported to any Absa branch within 90 days of the retrenchment with the following:
    • National ID, and Staff ID where applicable
    • Letter of termination from the previous employer
    • Bank account statement or pay slip for the last 3 months prior to retrenchment

A convenient and flexible medium to make and receive payments. The account can be opened in individual or joint names.

Features

• Access to cheque book
• Electronic banking services such as Z-Prompt and internet banking are available on this account including VISA, MasterCard and EazyPay ATM cards.
• Current/Call account sweep facility.

Benefits

• Ease of making payments to third parties
• Mobile money wallet linkage
• Free internet banking service and e-statement

Requirments

• Account opening form duly filled
• 2 passport-sized pictures,(name & signature on reverse)
• A valid national ID &Tin certificate (Passport/ Driver’s licence /Voter’s ID/NIA card/SSNIT card)
  Residence permit & non-citizen card (where applicable)
• Employer introductory letter (where applicable)
• Utility bill (not older than six months)
• Mandatory initial deposit

Foreign exchange current account  facilitates smooth business transactions in the major trading currencies.

Features

• Allows customers the flexibility to transact business in foreign currency.
• Eliminates the need to carry large amount of cash.
• A secure depository for foreign currency.
• Cheque book issuance for easier payments.
• Enhances easy payments for purchases of goods and services.
• Allows funding from different sources – transfers (onshore, offshore) cash or cheques.
• Available in USD, EURO, GBP.
• Electronic banking services such as Z-Prompt, E- statement and Internet banking are available on this account.

A GCB Current Account gives you maximum flexibility with instant access to your funds. Designed to provide total convenience, the GCB Current Account is an easy everyday account suitable for individuals including professionals, societies, clubs and sole proprietors.

Benefits

• Convenient for frequent personal and business transactions.
• Free ATM card for individuals.
• Withdrawals may be made to the last pesewa
• Monthly statement of account (upon request).
• Instant mini-statements available from ATMs.
• Access to e-products and services
• Account holder is able to apply for credit facilities.
• Regular payments can be set up through standing instructions and direct debits.

What required when you apply

• Valid photo identity (Passport /Driver’s License / Voter ID).
• Proof of residential and postal address (any of the following):
  • Utility bill
  • Tenancy agreement
  • Employer’s reference letter
• Two passport-sized photograph.
• Initial deposit (amount to be determined by Bank from time to time)

Salary Account is a current account opened solely for employees to receive their salaries.

Features

• Targeted at all salaried workers
• Operates as a current account
• Initial deposit of GHS50.00
• Access to credit facilities
• Attracts a monthly flat fee
• No COT charged
• No interest earned on the account
• Access to E-Banking services

Benefits

• Limitless withdrawals
• Access to credit facilities
• Convenient account operations
• No minimum balance
• No COT
• Wider channels to access account
• Access to E-Banking products

A complete solution for your day-to-day transaction needs, access to loans and other Credit facilities

Benefits

• Get 24/7 access to your account through online and mobile banking
• Access to credit such as Personal Loans, Credit Cards and Overdrafts
• Enjoy ease of bill payment on SC Mobile

Features

• Enjoy a wide range of Visa Card products that allow for point of sale (POS) and online transactions worldwide.
• Fixed monthly fees and discounted transfer fees when you use our Online and mobile Banking platforms. T&C apply.
• You get a cheque book with this account.
• Initial Account Opening Balance of GHS100 and Minimum Account Operating Balance of GHS100.

Eligibility & Documents

• Application Eligibility
  • Minimum 18 years old
• Documents Required
  • Mandatory supporting documents
  • Original National ID or valid passport
  • SC Mobile: A Portrait Selfie
  • In-Branch: One passport size photograph

A Current Account that allow you to manage your funds without visiting the branch

Benefits

• Get 24/7 access to your account through online and mobile banking
• Enjoy zero monthly service fees
• Enjoy ease of bill payment on SC Mobile

Features

• You receive free eStatements daily, weekly or monthly depending on your preference.
• Enjoy a wide range of Visa Card products that allow for point of sale (POS) and online transactions worldwide.
• Cash withdrawals are restricted to the ATM.
• Initial account opening balance of GHS20.

Eligibility & Documents

• Application Eligibility
  • Minimum 18 years old
• Documents Required
  • Mandatory supporting documents
  • Original National ID or valid passport
  • SC Mobile: A Portrait Selfie
  • In-Branch: One passport size photograph

Keep and grow your foreign currency in US dollar, Pound sterling or Euro

Benefits

• Borrow up to 70% of your Foreign Current Account balance at normal rates
• Access Offshore FX investments such as Mutual
• Funds and Bonds with this account
• Get 24/7 access to your account through online and mobile banking

Features

• You receive free eStatements daily, weekly or monthly depending on your preference.
• Enjoy a wide range of Visa Card products that allow for point of sale (POS) and online transactions worldwide.
• You get a cheque book with this account.
• Initial opening balance is USD500, Euro300, GBP250 and No Minimum Operating Balance

Eligibility & Documents

• Application Eligibility
  • Minimum 18 years old
• Documents Required
  • Mandatory supporting documents
  • Original National ID or valid passport
  • SC Mobile: A Portrait Selfie
  • In-Branch: One passport size photograph

Keep track of your finances with 24/7 access to your money, including electronic banking

Features

• Debit Card
• Internet Banking
• Mobile Banking
• Standing Orders

If you're studying, go direct with easy and free digital banking

Features

• Debit Card
• Internet Banking
• Mobile Banking
• Standing Order

Get ahead with investments, insurance and a salary advance added to your banking

Features

• Debit Card
• Internet Banking
• Mobile Banking
• Standing Order
• Credit Card
• Advance Facility

Take care of your wealth with the highest level of personal service

Features

• Current Account
• Credit Card
• Debit Card
• Asset Management and trustee services
• Bancassurance
• Personal loans
• Available in both local and foreign currency

Manage and move your money more easily while living and working away from home

Features

• Debit Card
• Internet Banking
• Mobile Banking
• Standing Orders
• Relationship Manager
• International transfers
• Access to your money in 33 countries

Bespoke banking solutions for hard-working women with dreams and ambitions

Benefits

• Enjoy Great Interest Rates on balances of GHS10K and above
• Get 24/7 access to your account through online and mobile banking
• Enjoy Ease of making payments worldwide with the wide range of Visa cards

Features

• You receive free eStatements daily, weekly or monthly depending on your preference.
• Fixed monthly fees and discounted transfer fees when you use our online and mobile banking platforms. T&C apply.
• You get a cheque book with this account.
• Initial account opening balance of GHS1,000.
• Invitation To Exclusive Event: Lifestyle events, financial seminars and events geared towards enhancing personal development and advancement of women.

Eligibility & Documents

• Application Eligibility
  • Women
  • Minimum 18 years old
• Documents Required
  • Mandatory supporting documents
  • Original National ID or valid passport
  • SC Mobile: A Portrait Selfie
  • In-Branch: One passport size photograph

An interest bearing Current Account suited for business executives, entrepreneurs and self-employed

Benefits

• Enjoy Great Interest Rates on balances of GHS10K and above
• Get 24/7 access to your account through online and mobile banking
• Enjoy Zero monthly service fees by placing balance of GHS10K and above

Features

• Enjoy a wide range of Visa Card products that allow for point of sale (POS) and online transactions worldwide.
• Fixed monthly fees and discounted transfer fees when you use our online and mobile banking platforms. T&C apply.
• You get a cheque book with this account.
• Initial account opening balance of GHS1,000 and interest is paid on balances above GHS10,000.

Eligibility & Documents

• Application Eligibility
  • Minimum 18 years old
• Documents Required
  • Mandatory supporting documents
  • Original National ID or valid passport
  • SC Mobile: A Portrait Selfie
  • In-Branch: One passport size photograph