This solution ensures that your business has funds in place and available immediately if the unexpected happens via a short-term credit facility for immediate access to additional funds.

This solution pre-finances your businesses with a short-term credit facility accommodating your supply needs.

This solution gives your business a line of credit that may be used when required through a short- to mid-term line of credit.

The freedom to borrow and pay back slowly

Personal Loan is an all-purpose loan, offering you flexible repayment plans and the option to access additional funds after repayment over time.

So whatever you’re financing, it’s easy to lean on us.

Features

• Purpose of loan need not be disclosed
• No tangible collateral required

Access funds without breaking into savings

If you have existing deposits or investments with Ecobank, Cash Backed Loan is a pre-approved, low interest loan that can help you access your cash without liquidating your savings.

Features

• Overdraft or term loan
• Access up to 90% of funds

Short-term help with cashflow

If you’re suddenly faced with unexpected financial needs, we can help. Advance Facility allows you to get fast access to up to 50% of your net monthly salary.

Features

• Renews every 30 days for up to a year
• Charges only apply on utilised amount
• Available to Ecobank customers of at least three months
• Ecobank Advantage/Premier Account required

Easily manage your vacation expenses

Travel Loan offers you a simpler way to manage your vacation expenses, and includes discounts on tickets prices and hotel accommodation.

Features

• Convenient repayment plans

Help to get you to payday

Providing instant access to funds for emergencies, Salary Advance is a 30-day overdraft facility, offering employees of approved organisations access to up to 40% of their net monthly salary.

Features

• For short-term financial needs
• Available to Ecobank customers of at least three months

This solution meets your assets needs through structured and comprehensive funding solutions.

Help to buy a vehicle or generator

Auto Loan or Asset Acquisition can help you make your dreams of purchasing a new vehicle or generator a reality, by offering you up to 90% of the cost of the asset.

Features

• Sold by approved Ecobank vendors
• Convenient repayment plans

Help towards buying or renovating a new home

Whether you’re buying a new home, or renovating or refinancing the home you live in now, Mortgage Loan is the ideal way to finance it.

Features

• Repay conveniently over up to 10 years
• Available for completed buildings only

Manage your business more efficiently with the Ecobank Business Account which comes with a bundle of digital solutions to suit your unique business needs.

Features

• EcobankPay – for fast, cashless QR code payments
• Omni Lite – online banking made for businesses
• Google My Business – which gives you a FREE website and optimises your online profile – making it easy to connect with customers

Then choose a tailor-made banking pack to access more services designed for your type of business

Required documents

To apply for the Ecobank Business Account, you will be required to upload the following documents:

• Identification documents
  • International Passport
  • National ID
  • Proof of Residence
• Customer Photos
  • Personal Photo / Selfie
• Business
  • Certificate of Residence

Keep track of your finances with 24/7 access to your money, including electronic banking

Features

• Debit Card
• Internet Banking
• Mobile Banking
• Standing Orders

If you're studying, go direct with easy and free digital banking

Features

• Debit Card
• Internet Banking
• Mobile Banking
• Standing Order

Get ahead with investments, insurance and a salary advance added to your banking

Features

• Debit Card
• Internet Banking
• Mobile Banking
• Standing Order
• Credit Card
• Advance Facility

Take care of your wealth with the highest level of personal service

Features

• Current Account
• Credit Card
• Debit Card
• Asset Management and trustee services
• Bancassurance
• Personal loans
• Available in both local and foreign currency

Manage and move your money more easily while living and working away from home

Features

• Debit Card
• Internet Banking
• Mobile Banking
• Standing Orders
• Relationship Manager
• International transfers
• Access to your money in 33 countries

This fast and flexible solution improves your cash-flow – by which we will advance a portion of the funds owed to you by your clients on invoices due, based on valid invoices and proof of delivery for the work done.