Agricultural Development Bank (ADB)
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S/D = See details for rate conditions
yr = Per year | mt = Per month | qtr = Per quater
Agricultural Development Bank (ADB)
Average loan rate
Rate: 24.89% per year Contact Bank
Agricultural Development Bank (ADB)
Commercial/ SME medium term loans
Rate: N/K
- between 18-36 months
- expansion of business operations and funding of working capital
- financing of capital expenditure
- we offer flexible repayment structure
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Agricultural Development Bank (ADB)
Inventory financing facilities loan
Rate: N/K
- for product stocking and inventory financing
- offers a working capital support as payment to suppliers
- up to 18 months
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Agricultural Development Bank (ADB)
Commercial/ SME short term loans
Rate: N/K
- up to 12 months
- to support commercial activities- increase working capital; business growth & Profitability
- With flexible terms of repayment based business’s cashflow
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Agricultural Development Bank (ADB)
Receivable backed working capital lending
Rate: N/K
- For partial release of value from Interim Payment Certificate
- facility amount per transaction is a maximum of Cedi equivalent of US$500,000.00 and up to 60% of the total contract sum/IPC
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Agricultural Development Bank (ADB)
Contractor financing
Rate: N/K
- short and medium term construction finance.
We also support the issuance of the following contract requirements;
- bid bonds
- performance bonds
- advance payment bonds
- Retention bonds
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Agricultural Development Bank (ADB)
Import and export financing
Rate: N/K
- to enhance trade – import documentary credit; import bills; export documentary credit; export bills; guarantees; export invoice finance
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Agricultural Development Bank (ADB)
Bridge financing
Rate: N/K Contact Bank
Agricultural Development Bank (ADB)
LPO financing
Rate: N/K
- to fund supply contracts
- up to 180 days (longer term deals may considered)
- the facility amount per transaction is a maximum of Cedi equivalent of US$500,000.00 and up to 70% of the LPO value
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Agricultural Development Bank (ADB)
Savings Deposit Account Service
Rate: N/K
Do you want to enjoy good future value for your money invested today? Then take advantage of ADB savings account. We offer a wide array of products from call account to a fixed deposit at competitive interest-yielding rate.
Features and benefits:
- Attractive interest rates
- Very affordable initial deposits
- Flexibility of transactions
- Daily interest calculated
- Fixed deposit with roll over options
- Availability of ATM facilities.
- No Limit to withdrawals
- Minimum available balance
- Standing order instructions
- Savings withdrawal books
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Agricultural Development Bank (ADB)
Salary Account Service
Rate: N/K
Do you want to experience an account which allows salary workers to conveniently receive their monthly salary with added benefits?
Features
- Account is operated by workers in government, public and private institutions
- Low account opening amount of GHS50.00 and operating balance of GH¢10.00
Benefits
- No limit to withdrawals
- Daily Credit interest accrual which is applied monthly
- Third party cheque withdrawals
- Easy access to ADB Personal Loan
- Easy access to funds across Ghana through any ADB Branch
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Agricultural Development Bank (ADB)
Student Save Account
Rate: N/K
Take total control of your finances whiles in school, get ADB student save account today.
Features
- A Savings account
- Initial account opening deposit of GH¢20.00
- Low interest bearing amount GH¢50.00
- Regularization of account after school
- ADB Quick cash for 24/7hrs
- Mandatory for the students’ save account to be opened by the customers at any ADB branch of their choice
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Agricultural Development Bank (ADB)
Mmofra Account
Rate: N/K
Seeking the best investment for your child, choose ADB Mmofra account today.
Features & Benefits
- A Savings account
- Account to be opened and operated in trust for a child between the ages of 1 day and 18 years
- Initial account opening deposit of GH¢20.00
- Account can be used as collateral for a short term facility by the parents on any ADB asset products
- Parents/Guardians to establish a standing order from ADB or other banks
- Minimum monthly balance of GH¢50.00 attracts interest
- Maximum 3 withdrawals to coincide school calendar
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Agricultural Development Bank (ADB)
Current Account Service
Rate: N/K
Do you need an account that allows you to do more than receive and pay money? Then an ADB current account for individuals, churches, businesses, societies and schools is exactly what you need
Features and benefits
- No limit to withdrawals
- Direct payment to creditors through Automated Clearing House
- Fixed Deposits with roll over options
- Standing order instructions
- Daily Credit interest accrual which is applied monthly.
- Availability of Cheque books
- Free transfer of funds from one ADB account to another
- Third party cheque withdrawals
- Access to overdraft facility
- Easy access to funds across Ghana through any ADB Branch.
- 24 hour access to account with ADB ATM/ Visa Cards
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