A savings account to nurture savings behavior in minors up to the age of 17 and provides guardians with a financial management tool.

Features

• Interest rate of 3% per annum
• Minimum initial deposit of GHC 100
• Minimum monthly deposit of GHC 10
• Free standing orders to be set up (from Zenith accounts) to build up funds

Benefits

• Ease of making payments to third parties
• Mobile money wallet linkage
• Free internet banking service and e-statement

Requirments

• Competitive rate
• Free internet banking and e-statements.
• Savings may be held as security for loans to Guardians.
• Encourages early savings behaviour in minors
• Participation in outdoor events such as the Zenith
• Health Walk and children’s parties
• Branded gifts for accounts opened with more than GHS100 in a deposit

Saving for your child’s future just got easier with ZECA Plus, a savings account for children between 0-17 years.

Features

• Interest rate of 3% per annum
• Minimum initial deposit of GHC 500
• Minimum monthly deposit of GHC 50
• Free standing orders (from Zenith accounts) to build up funds
• Quarterly withdrawals allowed (Up to 4 withdrawals a year) including standing orders.

Benefits

• Competitive rates
• Free internet banking and e-statements.
• Free standing order/bank drafts to pay school fees.
• Participation in outdoor events such as the Zenith Health Walk and children’s parties.
• Branded gifts for accounts opened with more than GHS500 in a deposit.

Requirments

• Competitive rate
• Free internet banking and e-statements.
• Savings may be held as security for loans to Guardians.
• Encourages early savings behaviour in minors
• Participation in outdoor events such as the Zenith
• Health Walk and children’s parties
• Branded gifts for accounts opened with more than GHS100 in a deposit

This account is available to individuals 18-years and older and offers a secure and attractive method of saving funds at a competitive rate.

Key Features

• No minimum operating balance
• No monthly charges
• Mobile money wallet linkage
• Electronic banking services such as Z-Prompt, E- statement and internet banking are available on this account including VISA, MasterCard and EazyPay ATM cards.

Benefits

• Ease of accessing cash
• Competitive interest rate
• No restriction on withdrawals
• Free internet banking service and e-statement

Requirements

• Account opening form duly filled
• 2 passport-sized pictures,(name & signature on reverse)
• A valid national ID &Tin certificate (Passport/ Driver’s licence /Voter’s ID/NIA card/SSNIT card)
  Residence permit & non-citizen card (where applicable)
• Employer introductory letter (where applicable)
• Utility bill (not older than six months)
• Mandatory initial deposit

This account is available to customers 18-years and older and offers a secure, attractive method of saving funds at a competitive rate, while at the same time allowing for immediate access to funds via our in-house cheque clearance system.

Features

• No minimum operating balance
• Flexibility of third party cash withdrawals
• Competitive interest rate
• Mobile money wallet linkage
• Electronic banking services such as Z-Prompt, E- statement and Internet banking are available on this account including VISA, MasterCard and EazyPay ATM cards

Benefits

• Flexibility of third party cash withdrawals
• Competitive interest rate
• No restriction on withdrawals
• Free internet banking service and e-statement

Requirments

• Account opening form duly filled
• 2 passport-sized pictures,(name & signature on reverse)
• A valid national ID &Tin certificate (Passport/ Driver’s licence /Voter’s ID/NIA card/SSNIT card)
  Residence permit & non-citizen card (where applicable)
• Employer introductory letter (where applicable)
• Utility bill (not older than six months)
• Mandatory initial deposit

Experience a highly personalized approach to business banking that offers creative financial solutions for your business. See what you require to open a Limited Liability Company account and start to enjoy banking solutions that mean business.

Requirments

• Account opening form duly filled
• 2 passport-sized pictures, (name & signature on reverse) of each signatory
• A valid national ID &Tin certificate for signatories/directors/shareholders (Passport/ Driver’s licence /Voter’s ID/NIA card/SSNIT card)
  Residence permit & non-citizen card (where applicable)
• Board resolution
• Company registration documents
• Utility bill (not older than six months)
• Industry licence &GIPC (where applicable)
• Mandatory initial deposit
  NB: Please be advised that where copies of original documents are provided, original documents must be sighted.

Doing business is a breeze when you have the right account. So get an account that offers solutions to help you reach your goals. By providing resources and offering advisory services we will help you along on this journey because we consider your small business a pretty big deal.

Requirments

• Account opening form duly filled
• 2 passport-sized pictures, (name & signature on reverse) of signatory
• A valid national ID &Tin certificate for signatory (Passport/ Driver’s licence /Voter’s ID/NIA card/SSNIT card)
• Registration documents
• Utility bill (not older than six months)
• Mandatory initial deposit
  NB: Please be advised that where copies of original documents are provided, original documents must be sighted.

When you join your college buddy or your second cousin to set up a business, a lot of things could get very complicated very fast. Your bank account should not be one of them. Our partnership accounts are simple and straightforward, enabling you focus on running your business.

Requirments

• Account opening form duly filled
• 2 passport-sized pictures, (name & signature on reverse) of each signatory
• A valid national ID &Tin certificate for signatories/partners (Passport/ Driver’s licence /Voter’s ID/NIA card/SSNIT card)
• Residence permit & non-citizen card (where applicable)
• Board resolution
• Company registration documents
• Utility bill (not older than six months)
• Industry licence & GIPC (where applicable)
• Mandatory initial deposit
  NB: Please be advised that where copies of original documents are provided, original documents must be sighted.

When your alma mater forms a registered association of old students, or your golfing pals decide to take the friendship to the next level, our accounts for Clubs, Societies and Associations will come in very handy indeed, with clearly defined reporting that keeps everyone in the know.

Benefits

• Investment account with sweep services and attractive interest rates. Investments include: One and two-way sweep Call accounts, Fixed deposits and Zenith Investment Plan Account (ZIPA).
• Free internet banking.
• Recon tool for a reconciliation of pledges, donations and standing orders.
• Zenith Bank will donate 1% of annual average deposits on Current/Call accounts only towards identified projects in the society.
• Access to a dedicated Relationship Manager.
• Business advisory services including investment portfolio management options.

Requirments

• Account opening form duly filled
• 2 passport-sized pictures, (name & signature on reverse) of each signatory
• A valid national ID &Tin certificate for signatories (Passport/ Driver’s licence /Voter’s ID/NIA card/SSNIT card)
• Residence permit & non-citizen card (where applicable)
• Constitution of the Society/Club/Association
• Introductory letter (where applicable)
• Utility bill for each signatory & where society operates (not older than six months)
• Mandatory initial deposit
• Please be advised that where copies of original documents are provided, original documents must be sighted.

Providing spiritual guidance and efficiently managing the administration of a church can seem like a daunting proposition without the right banking support. Our church accounts offer high level transaction processing capabilities and an available customized app to help members fully engage with their church.

Benefits

• Free cash pickups on Sundays.
• Access to loans at concessionary rates.
• Cash management services.
• Investment advisory service with account sweep facilities.

Requirments

• Account opening form duly filled
  2 passport-sized pictures, (name & signature on reverse) of each signatory
• A valid national ID &Tin certificate for signatories/directors (Passport/ Driver’s licence /Voter’s id/NIA card/SSNIT card)
• Board resolution
• Registration documents
• Utility bill (not older than six months)
• Mandatory initial deposit

A convenient and flexible medium to make and receive payments. The account can be opened in individual or joint names.

Features

• Access to cheque book
• Electronic banking services such as Z-Prompt and internet banking are available on this account including VISA, MasterCard and EazyPay ATM cards.
• Current/Call account sweep facility.

Benefits

• Ease of making payments to third parties
• Mobile money wallet linkage
• Free internet banking service and e-statement

Requirments

• Account opening form duly filled
• 2 passport-sized pictures,(name & signature on reverse)
• A valid national ID &Tin certificate (Passport/ Driver’s licence /Voter’s ID/NIA card/SSNIT card)
  Residence permit & non-citizen card (where applicable)
• Employer introductory letter (where applicable)
• Utility bill (not older than six months)
• Mandatory initial deposit

Foreign exchange current account  facilitates smooth business transactions in the major trading currencies.

Features

• Allows customers the flexibility to transact business in foreign currency.
• Eliminates the need to carry large amount of cash.
• A secure depository for foreign currency.
• Cheque book issuance for easier payments.
• Enhances easy payments for purchases of goods and services.
• Allows funding from different sources – transfers (onshore, offshore) cash or cheques.
• Available in USD, EURO, GBP.
• Electronic banking services such as Z-Prompt, E- statement and Internet banking are available on this account.