This savings product is designed to attract deposits from Businesses with high credit turnover and high transactional needs. It is aimed at growing the bank’s deposit base and reducing the bank’s cost of funds.

What you must know

• Free monthly electronic statements
• Quarterly interest payment at 6%
• Safe way to build up funds to achieve goals
• Deposits can be made via a direct debit to give convenience

A term loan is a monetary loan that is repaid in regular payments over a set period of time. The borrower pays interest only for a set period. Term loans usually last between 1-3Years. A term loan usually involves an unfixed interest rate that will add additional balance to be repaid.

The DAUE / Cheque Discounting Product Program sets out the framework for overdrafts pending the clearance of local currency negotiable instruments, such as cheques and drafts, which have already been sent for collection /clearing.

These are facilities secured by customer’s cash holdings.

The product is designed to offer credit facilities to permanent salaried workers to finance personal needs. This product program is targeted at all permanent salaried workers who work for government such as doctors, judges, lecturers, teachers, nurses, etc. and Tier 1 customers in line with the Bank’s enlistment criteria.

What you must know

• Supports our customers who need support for short-term needs.
• Insurance Fee: 1 % flat on facility amount payable upfront.
• Tenor: Maximum 48 months

This product is an asset finance loan which offers credit facilities to employees of companies approved by the Bank to part-finance the acquisition of personal assets.

What you must know

• Maximum of 12 months as tenor
• Customer would be able to acquire assets without pre-financing the purchase of these assets.
• Obligor limit: GHS 40,000 for household items and GHS 100, 000 for vehicles.

The product is designed to offer Credits to Public Service Staff whose salaries are paid through the Controller and Accountant General’s Department to finance a Personal Obligation or acquire Household Assets.

What you must know

• Supports our customers who are paid through Controller and Accountant General Department who need support for short-term needs.
• Grows retail assets on the consumer lending space.

This product is a salary advance loan intended to offer credit facilities to employees of blue chip companies approved by the Bank; with regular salaries who require financial assistance to meet urgent obligations before salary due dates.

What you must know

• Obligor limit: Up to 70% of employee’s one month’s salary net of taxes and all deductions
• Global limit: GHS1,000,000. (One million Ghana Cedis)
• Facility Fee: 2 % flat on facility amount payable upfront

This product is a medium term asset finance loan which offers credit facilities to SME customers who have operated their accounts satisfactorily and demonstrate the need for a vehicle to support their operational activities. The Bank will finance 80% of the asset cost of the vehicle whilst the customer makes an equity contribution of not less than 20%.

This savings product is designed to attract deposits from Businesses with high credit turnover and high transactional needs. It is aimed at growing the bank’s deposit base and reducing the bank’s cost of funds.

What you must know

• Instant Transaction Alert
• Easy access to funds 24/7 via any GH-linked ATM
• Ability to issue cheques for third party withdrawals
• Secure way to build funds

An instant access account to save on behalf of a child below 18 years. The account will be operated on behalf of the children/teens by parents/guardians who wish to nurture the habit of saving in their wards. This product is aimed at providing an opportunity for children to acquire the habit of saving for a brighter future.

What you get

• Security as it is saving towards the child’s future
• Higher Interest earned on Savings
• Discounts available at selected bookshops

This product is designed for individuals for a specific period aimed at building funds to meet specific goals e.g. weddings, engagements, school fees, holidays, medicals, etc.

What you get

• Deposits can be made via a direct debit to give convenience
• Higher interest rate offered than the standard savings rate
• Safe way to build up funds to achieve goals

Atlantic Save is a plain vanilla savings product that offers customers an avenue to operate a build-on reserve fund for future use.

What you get

• Convenient access to funds through any GH-link branded ATM
• Secure means of building funds
• Instant Transaction Notification

A hybrid interest bearing current and savings account targeted at individuals with high credit turnover and high transactional needs.

What you get

• Easy access to funds 24/7 via any GH-linked ATM
• Secure means of building funds
• Instant Transaction Alert

This is a non-interest bearing account which enables account holders to handle all their day-to-day banking transactions. This account can either be singular or joint.

What you get

• Enjoy full access to your account via eBanking suite
• Share your account with trusted family or business partners by signing up for a joint account
• Access to bank’s Salary Advance and other credit facilities

This product is a non-interest bearing demand-deposit account (DDA) for Corporate Organizations, SMEs, businesses in which funds deposited are payable on demand either in person or by presentation of a cheque by a third party, bank draft, direct debit or electronic fund transfer.

What you must know

• Access to e-banking products eg. SMS alerts, ATM services
• Cash collection services available
• Dedicated Relationship Manager
• Free monthly email statement